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Check Your Credit Rating - Free

With your free credit report, you can check your credit rating, credit score and personal details. Complete our short form and get your credit report in 1 business day

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What's inside my Credit Report?

Your credit report holds personal and financial information. It includes your credit rating, which is used to measure your credit worthiness and shows your credit reputation when you apply for a loan. If you have ever applied for credit, you will have a credit file with a credit rating.

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Your credit file includes:

  • Personal Details
  • Employment Details
  • Credit Enquiries
  • Previous Credit Applications
  • Defaults
  • Court Writs And Summons
  • Bankruptcy
  • Part 9 Debt Agreements
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How do I get my Credit File?

It's simple; you can get a copy of your credit report without having to pay. You can see your credit score, check if there are any inaccuracies and spot the early warning signs of identity theft. If you have applied for credit in the past and been declined, it's a good idea to check what your credit file and credit score look like.

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Looking for finance? We could help you apply for:

  • Car Finance
  • Boat Finance
  • Equipment Finance
  • Mortgage
  • Personal Finance
  • Caravan Finance
  • Short-term/Payday Finance
  • Insurance
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What does my Credit Score mean?

Your credit score is in your credit file. Veda scores your credit report out of 0 to 1200 and from here lenders are able to see which risk category you are in. If you have been declined for a loan in the past, it’s a good idea to check your credit score

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Your Score Explained:

  • Excellent: 833 to 1200
  • Very Good: 726 to 832
  • Good: 622 to 725
  • Average: 510 to 621
  • Below Average: 0 to 509
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Check your credit file & get your free credit report online

Free, no hidden costs and secure


Fill out our free credit report form and you'll receive your latest credit report with your credit score in 1 business day, without paying a cent.

It's important to check your credit file is up to date and to see what your credit score is when applying for credit.

Step 1

Complete our simple form online (secure & quick) business

Step 2

Click 'submit' & we'll retrieve your latest credit report

Step 3

We'll email your credit report in 1 business day for free



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Simple, Easy & Secure

We retrieve your credit report from the largest credit reporting body in Australia, Veda and your information is securely encrypted by SSL certificate. We do not pass on information to 3rd parties without consent. You can read more about how we protect your information here.

Take control of your credit file with a copy of your latest credit report for free. Don't leave it to chance. Start with your free credit report today by taking 5 minutes to submit your details online using our secure form. START NOW!

How we can help you

We understand how important your credit file is, so that's why we want to help. If you would like a copy of your credit report, we can get this for you, free of charge. We can help you to:

  • Get a copy of your credit report
  • Understand your credit rating
  • Catch Identity theft early
  • Check incorrect defaults and judgements

Credit scores in Australia

In Australia, knowing your credit score and what's in your credit report is more important than you think.

When you apply for credit, your credit file will be one of the factors taken into consideration while a lender assess your affordability and suitability. A lender will complete a credit check on your file and score when you submit an application for credit. This includes applications for a:

  • Mortgage
  • Car Loan
  • Personal Loan
  • Credit Card

This is to see your credit reputation and measure your credit worthiness. Your credit score is one of the biggest influences during the loan approval process.

We help thousands of Australian's obtain their credit file, so get a copy of your free credit file and Free Credit Score Australia today.

In Australia the three main credit reporting bodies that hold this information, they are Veda, Experian and Dun and Bradstreet.


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