Credit Rating

What is My Credit Rating?

Your credit rating is a score that rates you based on your credit risk. Taking into factors such as your repayment history, the amount of debt you have outstanding, how quickly you have repaid loans in the past, and the types of credit products you have taken out you are given a score between 0 and 1200. The credit rating is scored accordingly:

  • 833 to 1200: Excellent
  • 726 to 832: Very Good
  • 622 to 725: Good
  • 510 to 621: Average
  • 0 to 509: Below Average

Your credit rating is then taken into account by lenders when you make an application for a car loan, a new credit card, a personal loan or a mortgage.

Receiving your Free Credit Rating report will reveal your current credit score. From this you can see if there are any defaults against your name, identify any potentially suspicious credit enquiries and understand your borrowing ability. There are no fees or catches – just get started today!

Check Credit Rating Australia

There is an easy and straight forward way to check your credit rating for free with To get your credit rating is simple and straight forward:

  • Click here and complete our quick form.
  • In 1 business day you’ll receive your credit report in your email inbox.

Credit Rating Australia