Types of Loans:

Nearly every adult person will generally at some time need a bank loan or finance for one reason or another.
For some the focus is on growing their wealth and creating an income and they need business loans.
These loans can be for trucks if you are in the transport and logistics industry.
It could be much needed equipment across a wide range of applications to get your business off the ground.
Maybe you need a sales car or you run a limousine business.
There are many applications and uses for business related finance that we can help with.

Then again, there are many loans which are for personal or leisure activities such as boats, motor bikes, cars and caravans.
Whether you have never borrowed before or whether you have borrowed multiple times, it all starts with a conversation.
We suggest you get your free credit report and ensure that there are no hidden surprises on it.

Whether you need a personal loan for travel, home renovations, a new vehicle or your business.

To find out more about finance Call 1800 100 100 or send a message via our contact form.

You can also visit our sister company website

The loan types above have specific links to information about the specific loan types including an interview on every page with Steve Sell.

He discusses all the important information you need to know.

Looking for a Loan?

Knowing your credit score is important for when you apply for finance.  Our sister companies Loans 123 and mortgages 123 may be able to help you.

What does my Credit Score mean?

Your credit score is in your credit file that is available to banks and finance companies. Equifax scores your credit report which we supply to you free of charge.
The credit score ranges from -999 to 1200 with 1200 being the best, lenders are able to then see which risk category you are in. If you have been declined for a loan in the past, it’s a good idea to check your credit score.

If your credit score is low you may need to take corrective action.

Your Credit Score Explained…

  • Excellent: 833 to 1200
  • Very Good: 726 to 832
  • Good: 622 to 725
  • Average: 510 to 621
  • Below Average: 0 to 509
  • Current Bankrupt or Undischarged Part IX (Part 9) Debt Agreement: 0 to -999

Not ready for finance just yet?

If you’re not looking for a loan, you can still request your latest credit report. All you need to do is to fill out our Free Credit Report form. We’ll then send your credit report in 1 business day.

We are here to help you in any way we can. Monitoring your credit file is a bit like maintaing your car. Don’t wait until you have serious issues before you do anything about it.

We can help whether you are in capital cities such as Perth, Sydney, Adelaide, Melbourne, Hobart, Canberra, Brisbane or Darwin.

We can also help in any state in australia be it WA, SA, VIC, TAS, ACT, NSW, QLD or NT.